We are committed to assisting homeowners experiencing financial difficulties with a variety of loss mitigation options. If you are experiencing financial difficulties and have not contacted our office we encourage to do so to discuss what options may be available to you. If you are ineligible for the solutions we offer there may be additional forms of assistance available to you.
The Homeowner Assistance Fund (HAF) program established under the American Rescue Plan Act of 2021 may be available in your area. The goal of the HAF program is to aid homeowners in avoiding foreclosure by providing mortgage assistance for borrowers in need.
If you are interested in information about the HAF program and instructions on applying for assistance, please visit ncsha.org/homeowner-assistance-fund for HAF program details and links for each state. We have also provided these links further below.
Please view your state’s HAF website for details on how to apply for its program if available, and please note that your state may require you to first pursue solutions with Shellpoint before pursuing HAF assistance.
List of Homeowner Assistance Fund Programs by State
Alabama
Agency: Alabama Housing Finance Authority
Alabama Program Website
Alaska
Agency: Alaska Housing Finance Corporation
Alaska Program Website
Arizona
Agency: Arizona Department of Housing
Arizona Program Website
Arkansas
Agency: Arkansas Development Finance Authority
Arkansas Program Website
California
Colorado
Agency: Colorado Division of Housing
Colorado Program Website
Connecticut
Agency: Connecticut Housing Finance Authority
Connecticut Program Website
Delaware
Agency: Delaware State Housing Authority
Delaware Program Website
District of Columbia
Agency: District of Columbia Department of Housing and Community Development
DC Program Website
Florida
Agency: Florida Department of Economic Opportunity
Florida Program Website
Georgia
Agency: Georgia Department of Community Affairs
Georgia Program Website
Guam
Agency: Guam Department of Administration
Guam Program Website
Hawaii
Agency: Hawaii Housing Finance and Development Corporation
Hawaii Program Website
Idaho
Agency: Idaho Housing and Finance Association
Idaho Program Website
Illinois
Agency: Illinois Housing Development Authority
Illinois Program Website
Indiana
Agency: Indiana Housing and Community Development Authority
Indiana Program Website
Iowa
Agency: Iowa Finance Authority
Iowa Program Website
Kansas
Agency: Kansas Housing Resources Corporation
Kansas Program Website
Kentucky
Agency: Kentucky Housing Corporation
Kentucky Program Website
Louisiana
Agency: Louisiana Office of Community Development
Louisiana Program Website
Maine
Agency: Maine Bureau of Consumer Credit Protection
Maine Program Website
Maryland
Agency: Maryland Department of Housing and Community Development
Maryland Program Website
Massachusetts
Agency: Massachusetts Housing Partnership
Massachusetts Program Website
Michigan
Agency: Michigan State Housing Development Authority
Michigan Program Website
Minnesota
Agency: Minnesota Housing
Minnesota Program Website
Mississippi
Agency: Mississippi Home Corporation
Mississippi Program Website
Missouri
Agency: Missouri Housing Development Commission
Missouri Program Website
Montana
Agency: Montana Housing
Montana Program Website
Nebraska
Agency: Nebraska Investment Finance Authority
Nebraska Program Website
Nevada
Agency: Nevada Affordable Housing Assistance Corporation
Nevada Program Website
New Hampshire
Agency: New Hampshire Housing Finance Authority
New Hampshire Program Website
New Jersey
Agency: New Jersey Housing and Mortgage Finance Agency
New Jersey Program Website
New Mexico
Agency: New Mexico Mortgage Finance Authority
New Mexico Program Website
New York
Agency: New York State Homes and Community Renewal
New York Program Website
North Carolina
Agency: North Carolina Housing Finance Agency
North Carolina Program Website
North Dakota
Agency: North Dakota Department of Human Services
North Dakota Program Website
Ohio
Agency: Ohio Housing Finance Agency
Ohio Program Website
Oklahoma
Agency: Oklahoma Housing Finance Agency
Oklahoma Program Website
Oregon
Agency: Oregon Housing and Community Services
Oregon Program Website
Pennsylvania
Agency: Pennsylvania Housing Finance Agency
Pennsylvania Program Website
Rhode Island
Agency: Rhode Island Housing
Rhode Island Program Website
South Carolina
Agency: South Carolina State Housing Finance and Development Authority
South Carolina Program Website
South Dakota
Agency: South Dakota Housing Development Authority
South Dakota Program Website
Tennessee
Agency: Tennessee Housing Development Agency
Tennessee Program Website
Texas
Agency: Texas Department of Housing and Community Affairs
Texas Program Website
Utah
Agency: Utah Department of Workforce Services, Division of Housing and Community Development
Utah Program Website
Vermont
Agency: Vermont Housing Finance Agency
Vermont Program Website
Virginia
Agency: Virginia Housing
Virginia Program Website
Washington
Agency: Washington State Housing Finance Commission
Washington Program Website
West Virginia
Agency: West Virginia Housing Development Fund
West Virginia Program Link
Wisconsin
Agency: Wisconsin Department of Administration, Division of Energy, Housing, and Community Resources (DEHCR)
Wisconsin Program Website
Wyoming
Agency: Wyoming Department of Family Services
Wyoming Program Website